How Does Expanding Health Insurance Coverage Affect Workers' Compensation Costs?
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چکیده
Wider health insurance coverage for young Americans under the Affordable Care Act (ACA) reduces their reliance on state workers’ compensation programs when they require emergency care, according to RAND research. The RAND analysis of younger workers, which examined millions of medical records in four populous states, shows that the Affordable Care Act may generate widespread and varying impacts on state workers’ compensation systems nationwide. The research indicates that future health care coverage expansions could moderate outlays for workers’ compensation insurers. These findings provide new evidence to help guide the thinking of legislators, regulators, insurers, attorneys, and analysts studying workers’ compensation policies.
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